|Creative Financing Solutions
|Business Loans -- Commercial Loans -- Commercial Mortgages
|Superior Edge in the Industry
|Your Trusted Financing Resource
Our seasoned management team has worked in the financial community
for three decades in both local and national markets. We act
as the intermediary for clients seeking either or both
commercial loans or commercial mortgages.
We partner with traditional and non-traditional lenders, regional
and national banks mortgage REITs, agency lenders, credit unions and
private equity funds.
We take pride in our long-standing lender relationships and the
determination to generate superior results for our clients.
This proves vital in every transaction in which we engage.
Commercial loans are extended to borrowers upon the review of the
company's balance sheet and profit and loss statement.
Our focus is on the company's management, systems, operations,
products, customer base and cash flow
as well as the value of the collateral.
Ideal Criteria Includes:
Manufacturer, Distributor, Wholesaler, Retailer or select service
companies. History of earnings and cash flow. Firms experiencing
rapid growth, operating turnaround dynamics and/or high leverage.
|International Moving and Storage Company
LOAN TYPE: Debt Restructure
TERMS & RATE:
$19,415,000 Conventional Loan LIBOR plus 3.25%
$5,000,000 SBA Loan was fixed at 5.25% for 5 years,
adjusting every 5 years with 25 year amortization;
$7,000,000 sale/leaseback on building
|Tax exempt credit facility
LOAN TYPE: Refinance
TERMS & RATE: $4,500,000 tax-free bond; 5 year term
amortized for 20 years; 4% fixed. $2,400,000 USDA term
loan; 5 year term amortized for 20 years; 4% fixed.
$700,000 conventional mortgage 5 year term 5.5% fixed.
$500,000 12 month LOC revolving, prime +1
|In five business days, our team secured a $1,000,000 asset
based credit facility, and assisted in negotiating an
intercreditor agreement with a local lending institution
to provide a "carve-out" of their security interest in the
client's accounts receivable base.
Enabled client to secure the new financing and to continue
its growth while preserving the existing bank/client relationship
|4-story former textile factory renovated and rented out
as art studios to local artists. Refinance was used to
provide continued improvements to property
LOAN TYPE: Refinance
TERMS & RATE: 4.35% for 5 years adjusting for an
additional 5 years with a 25 year amortization
|Why Choose Earth Works Trust?
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA,
Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West Virginia WV, Wisconsin WI, Wyoming WY
Services include asset-based lending, traditional secured loans, and capital markets services. We can offer access to working capital to
help you maintain your day-to-day operations and get the funding you need to pursue your plans for growth. As your business grows, we
can connect you to additional resources so that all your financial goals are met.
|Franchisee of a national chain specializing in children's
parties and celebrations
LOAN TYPE: Commercial Loan and Commercial LOC
AMOUNT: $350,000 and $50,000
TERMS: Commerical terms loan for 10 years
Commercial LOC for one year
RATE: Wall Street Journal prime plus 2.75% float monthly
|National Restaunteur executing lease option
LOAN TYPE: Commercial Loan
TERMS: Fixed for the first 5 years and reset every 5 years
for a total of 15 years.
Purchasing and Refinancing
Commercial Real Estate
(Lines of credit secured by
inventory, and equipment)
Bridge Loan Financing
Mobile Home Park Loans
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Free Loan Request
No Application Fee
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