FHA Modular Home Loans | FHA Refinancing -  FHA Refinance | FHA Loans
Where Great Rates, Great Programs and Customer Service Meet
Call us at 1-800-608-6898
Earth Works TrustMobile Home Loans In Park or With LandModular Home Loans - Single Family Rates and TermsSingle Family Residence, Townhomes, Condo's,         1-4 UnitsFHA Purchase, Refinance, Streamline Refinance,      Loan Limits Vary by CountyVA Purchase, Refinance, Streamline Refinance,      Jumbo Mortgage up to 1MUp to 10m
Copyright ©1999-2014 Earth Works Trust Inc. All Rights Reserved  
Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold!  
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL Georgia GA,
Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
N
ew Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
W
est Virginia WV, Wisconsin WI, Wyoming WY,   Loans Lender Home Financing and Refinancing Mobile, Manufactured, Modular Homes
Privacy & Security Protected
Start Your Modular Home Loan Here!
Modular Home Loan Rates | Modular Home Loans | Modular Financing

Earth Works Trust realizes, where other companies don't, that modular
homes are essentially indistinguishable from typical site-built homes.
That's why modular home loans for financing or refinancing are based on
traditional home loan programs offering you the best of rates and terms.

Avoid headaches with other inexperienced mortgage companies as
they try to catch up with and learn about modular homes. Our experienced
loan specialists are knowledgeable in this particular niche of lending for
modular homes.  We focus on your mortgage needs with the goal of
delivering a straightforward, convenient experience.
We're here to assist you every step of the way!
Real Property Modular homes qualify for Conventional, FHA,
FHA Streamline Refinance, VA and Jumbo Mortgages
Modular home loans for home purchases and mortgage refinance
loans
qualify for site-built home loan low conventional rates.  
FHA loans are also available for purchase at 3.5% down and
refinance up to
97.75% of home's value.  
FHA Streamline Refinance
for existing FHA loans eliminates
much documentation and appraisal.
VA 100% Purchase Financing with no private mortgage insurance.
Existing VA Loan Streamline Refinancing with little documentation.
Modular Home in a Leased Lot Community
Single section modular homes can be no older than 20 years.
Multi-Section modular homes can be no older than 1977,
with the exception of California, where the multi-section modular
homes can be 1970 & newer.  Modular homes can be located in modular
home parks, on owned or leased land or on private or family land.
Modular Home Financing | Modular Home Loans and Refinancing
Modular Home Financing
YES!  We are your financing resource
for Modular Home communities.
Modular Home Loans,
Modular Home Financing,
Modular Home Refinancing
Fixed Rates and Lower Payments.











Modular Home Refinancing Loans
Get up to 60 days with no payment
Lower and fix your rate
Lower your payments
Get up to 95% loan-to-value ratio
Build equity faster
Flexible terms
No maximum loan amounts
No seasoning requirement
No mortgage insurance requirement
We make financing simple.
Closing Cost Financed!
Modular Home Refinancing
With mortgage interest rates at all-time
lows, it's a great time for refinancing a
modular home. Get lower monthly
payments or a lower interest rate
that will shorten the life of your loan.  
Free mortgage quote.
Oualify Now...

Purchase Loans
Modular Home Lenders
We offer financing services for new
and pre-owned modular home purchases
with as little as
3.5 to 5%DOWN
Home ownership is right around the
corner.
Qualify Now...

Modular Home Loans
Modular Home Loans, the nations leader
in modular home loans, modular home
financing, and modular home refinancing
for homes in communities. Home Loan

Modular Home Financing
Whether you're financing or refinancing,  
you won't pay high personal property loan
interest rate. Your modular home loan
is treated like a home mortgage, with
a low interest rate that will keep your
payments manageable.
Qualify Now ...
Great service and a quick
turnaround
you deserve!
All Mortgage and Home Types
Single Wide, Double Wide, Triple Wide
Modular, Manufactured or Mobile Homes
Modular Home Refinancing
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate, turn your adjustable into a
fixed rate and get cash out!
Modular Home Purchase Loans
Find the perfect purchase mortgage
loan.  Choose from FHA, VA, USDA
Rural, as well as Jumbo Loans (FHA
VA included) up from 719,000 to
$3,000,000.  The Big Loan is Back!